Our Investment Philosophy is Modeled off of a Primary Objective Comprised of Three Critical Components
1. Understanding and Meeting Client's Investment Objectives
The commencement of a new investment management relationship always begins with a thorough review of a client’s investment objectives including time horizon, income needs, risk parameters, and liquidity needs. We also ensure that we review each client’s full balance sheet including investments/assets, liabilities, cash flows and insurance in an effort to provide a full suite of financial solutions.
2. Wealth Preservation
Wealth preservation is always top of mind when it comes to developing our overall portfolio strategy and implementing and executing on that strategy. Where and when appropriate, we will look to add or reduce risk in an effort to lower longer term financial volatility.
3. Absolute Total Return Orientation
Our clients look to us to provide a more absolute total return performance. We manage diversified portfolios which include individual stocks, bonds, exchange traded funds, mutual funds, master limited partnerships, and preferred stocks. We initiate an overall long-term portfolio strategy and then implement that strategy over a varied time frame (depending on the market environment) and with the appropriate investment securities (based on risk adjusted assessments at both the security and market level). While we generally maintain strategic long term positioning, we will on occasion make tactical shifts when market conditions warrant to enhance or lower a client’s risk profile.